The person guiding your next move understands both sides of the transaction.

Most agents know contracts. Marina also knows mortgages — and that changes the conversations she’s able to have with you.

MBA graduate

Former mortgage agent

Zana Jalal team, RE/MAX Twin City

Kitchener · Waterloo · Cambridge

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MBA · Business education meets local market knowledge Former mortgage agent · Understands the financing journey REALTOR® · RE/MAX Twin City Realty Inc., Brokerage

How Marina got here

A well-rounded background, in service of a straightforward goal.

Marina Ivanova is a valued long-term member of Zana Jalal’s real estate team at RE/MAX Twin City Realty Inc. With a strong professional background — including previous experience in the mortgage agent industry and an MBA degree — she brings a well-rounded understanding of both the real estate and financing sides of the client journey.

Her knowledge of the mortgage industry allows her to better understand the questions, concerns, and decision-making process that buyers and sellers often face, especially when navigating important financial choices. That background translates into more informed conversations and a smoother experience for clients at every stage.

Marina is known for her reliable, client-focused approach and her ability to help create a supportive experience from start to finish — whether that means clear communication, careful coordination, or simply being a steady presence through a process that can feel overwhelming. Her goal is straightforward: to make sure every client feels informed, supported, and confident throughout their real estate journey.

Who Marina works with

She works best with clients who want clarity, not just a cheerleader.

Her approach is organized, informative, and honest — which tends to resonate with people who are making one of the biggest financial decisions of their lives and want to actually understand it.

First-time buyers

Buying your first home comes with a lot of unknowns. Marina translates the process — the offers, the conditions, the financing steps — into plain language so you always know where you stand and what’s coming next.

Move-up buyers & sellers

Selling and buying at the same time is one of the most logistically complex things a homeowner can do. Marina’s background in both mortgage financing and real estate transactions helps keep the timing and the numbers working together.

Clients who want real answers

If you want someone who tells you what you want to hear, Marina probably isn’t the right fit. If you want someone who tells you what you need to hear — with the market data and professional context to back it up — she’s exactly who you’re looking for.

Why the process feels different

Two industries of experience, working together for one outcome: yours.

Most real estate agents are excellent at real estate. Marina is excellent at real estate — and she also speaks mortgage. That’s not a small distinction when you’re a buyer trying to understand what’s actually in your budget, or a seller trying to price your home in a way that survives the buyer’s financing approval.

Her MBA training adds another layer: structured thinking, a habit of looking at decisions from multiple angles, and a natural comfort with financial concepts that many clients find intimidating. She doesn’t just guide you through the paperwork — she helps you understand the strategy behind each step.

As a long-standing member of Zana Jalal’s team at RE/MAX Twin City Realty Inc., Marina also has the backing of one of the region’s most trusted networks — access to market data, negotiation experience, and a brokerage that has been operating in Waterloo Region for decades.

Mortgage fluency

She understands how lenders think, what buyers qualify for, and how financing affects purchase decisions — in ways that go beyond what most real estate agents can offer.

Business education

An MBA isn’t just a credential — it’s a framework for thinking clearly about complex decisions under uncertainty, which is exactly what a real estate transaction is.

Team support & depth

Working within Zana Jalal’s team at RE/MAX Twin City means Marina’s clients benefit from broader expertise, proven systems, and the strength of a recognized regional brokerage.

Client-first approach

Her goal is simple: make sure every client feels informed, supported, and confident at every stage — from the first conversation to the day the keys change hands.

Brokerage disclosure

Marina Ivanova is a licensed Sales Representative with RE/MAX Twin City Realty Inc., Brokerage — independently owned and operated. All real estate activities are conducted through and under the authority of the brokerage. The REALTOR® trademark is controlled by the Canadian Real Estate Association (CREA) and identifies members of CREA.

What clients say

In their own words.

Marina explained the mortgage pre-approval side in a way no one ever had. I finally understood why the lender cared about certain things on my application. That context made the whole search feel less stressful.

A. Kowalski

First-time buyer · Waterloo

We were selling and buying at the same time and thought it would be a nightmare. Marina kept everything organized and always had a clear answer when we had questions about the financing side. Genuinely reassuring throughout.

R. & P. Fernandez

Move-up buyers · Kitchener

I appreciated that Marina told me the honest number on what my home was worth — not the number I wanted to hear. She priced it right, it sold quickly, and I was glad I listened. That’s exactly what you want in an agent.

L. Tran

Home seller · Cambridge

Ready to talk through your next move?

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